Nine of Pentacles



A person with a medium skin tone is depicted between the neck and shoulders. The neck is adorned with a necklace made of gold and orange coins, along with two other pink necklaces. The coin necklace is on a pink string wrapped once tightly around the person’s neck, then draped loosely over the person’s chest. The person’s hands reach up toward the necklace. The background is black.

Key words

Upright: reward, luxury, independence

Reversed: loneliness, living beyond means, self-sabotage

Reflection questions

  • What does financial freedom mean to me and how can I work towards achieving it?
  • How can I develop a deeper appreciation for the simple pleasures and luxuries in my life?
  • How can I create a sense of self-sufficiency and independence while still maintaining healthy relationships with others?

Nine of Pentacles Upright

You deserve to take some time for solitary enjoyment of your successes. Learn to love your own company, and find luxury in everyday life: a hot bath or shower, a nice cup of tea, or lounging about in a robe. You don’t need to rely on others for your happiness because you have everything you need within yourself.

Nine of Pentacles Reversed

You may be feeling lonely, wishing you had someone to share your successes with. Or perhaps you thought financial gains would bring happiness and are realizing that’s not always true. If you’ve turned a hobby into a “side hustle” you might find that it’s hard to enjoy something once you’ve turned it into work. Reach out to your loved ones and take time to enjoy life rather than trying to optimize it.